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Proposed legislation

Fair claims.
Fair Montana.

Montana's Right to Appraisal would give drivers a fair, independent review when they and their insurer disagree on the value of a loss.

Montana Collision Repair Association

Montana Collision Repair Association

Our mission: to educate, inform, and represent the collision repair professional in all aspects of the industry.

Proposed legislation

Make the Right to Appraisal Montana law

Our proposal would give every insured Montana driver the Right to Appraisal — a binding, independent process for settling disputes over the value of a loss between you and your insurer.

No bill number assigned yet.

Why it matters

  • Helps ensure vehicles are safe
  • Reduces out-of-pocket costs for Montana policy holders
  • Keeps Montana drivers on the road
  • Reduces liability for policy holders and repair shops
  • Saves time and cuts waste

How the Right to Appraisal works

01

You hire an appraiser

You choose a licensed appraiser to represent you.

02

The insurer hires theirs

The insurance company does the same.

03

Appraisers confer

The two appraisers work together to reach an agreement.

04

Agreement reached

Their decision is binding and resolves the dispute.

Faster. Fairer. Better than court.

Appraisal is quicker, less expensive, and less stressful for everyone.

More at mycrashstorymt.com
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The following businesses are all of the Montana Collision Repair Association's 2026 partners. Without the support of these great organizations the MCRA would not be able to provide our members with high caliber speakers and meetings. Please take a moment to view these sponsors and thank them for their generosity.

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The Montana Collision Repair Association is composed of collision repair facilities all across Montana.

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